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Apaya Provides no-code software to build and automate world-class payment experiences, in just a few clicks
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XPay
XPay offers all-in-one online payment solutions designed for seamless integration, optimized efficiency, and maximum conversions.
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XPay
XPay offers all-in-one online payment solutions designed for seamless integration, optimized efficiency, and maximum conversions.
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List of flows using this connector
XPay payment connector banner
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XPay
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Status
Status

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Payment Processor
Payment Processor
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XPay offers all-in-one online payment solutions designed for seamless integration, optimized efficiency, and maximum conversions.
XPay is a fintech partner that provides the payment infrastructure to address the challenges of rigid, opaque, and fragmented payment systems. The companys solutions are built for clarity and ROI, giving clients full visibility and access to their payment data via advanced dashboards and APIs.

The infrastructure is designed to support adaptation to a companys unique operational workflows, scaling with its structure whether it is managing branches or verticals.
XPays proactive support approach is foundational to its mission, solving problems before they arise and building a lasting partnership.
 
About Us
Finance Without Barriers. Growth Without Complexity.

At XPay, we believe financial inclusion is a civil right—not a privilege. Every business, regardless of size or industry, deserves access to the financial infrastructure that helps it grow, operate, and compete.

We’re not just building products. We’re building bridges—between underserved businesses and the tools they need to participate fully in the digital economy. Our mission is rooted in access, but our commitment is to outcomes.

Our Mission

To make financial tools accessible, adaptable, and impactful—so that every business can thrive on its own terms.

Discover XPay's payment capabilities, market coverage, and supported currencies. Compare features and integrate through Apaya's no-code platform.

Market coverage
 Egypt

Settlement Currencies

EGP
Pound

Consumer Currencies

EGP
Pound
Payment methods supported
Mastercard
Visa
American Express

How to Integrate XPay
  1. 1
    Sign up for an Apaya account

    Create your free Apaya account to access the payment orchestration platform.

  2. 2
    Browse the Marketplace for XPay

    Find XPay in the Apaya Marketplace and review its features and capabilities.

  3. 3
    Click Add to Checkout on the XPay page

    Add XPay to your checkout with a single click — no coding required.

  4. 4
    Configure your XPay settings

    Set up your preferred payment options, currencies, and processing rules.

  5. 5
    Go live and start accepting payments

    Activate XPay and begin processing transactions through Apaya.

Frequently Asked Questions
What payment methods does XPay support?

XPay supports the following payment methods: Mastercard, Visa, American Express.

Which countries does XPay operate in?

XPay operates in 1 market: Egypt.

What currencies does XPay settle in?

XPay supports settlement in 1 currency: EGP (Pound).

What type of payment solution is XPay?

XPay is a Payment Processor solution, available through Apaya's no-code payment orchestration platform for businesses in the Middle East and Africa.